Insurance FAQs and Help Center

What is motor insurance?

Motor insurance protects you against financial losses resulting from vehicle accidents, theft, or third-party liability.

What are the types of motor insurance available?

Third-party liability insurance: Covers damage to third parties (mandatory in Oman).
Comprehensive insurance: Covers damages to your own vehicle and third-party liability.

What is not covered under motor insurance?

Wear and tear.
Driving under the influence of alcohol/drugs.
Using the vehicle for unlawful purposes.
And other exclusions as per policy.

Can I renew my motor insurance online?

Yes, you can renew your policy easily through tameen.om by entering your policy and vehicle details. In tameen.om you can compare the offers of various insurers, you can select any one offer and buy the policy online, hence you get the best offer and save money.

What is the penalty for driving without insurance in Oman?

Driving without insurance is illegal and may result in fines, legal action, or vehicle impoundment.

Can I customize my motor insurance policy?

Yes, you can add features like roadside assistance, agency repair, and personal accident coverage.

What documents are required to file a motor insurance claim?

AAccident report / ROP report.
Photographs of the damage.
Policy number / Copy.
Vehicle registration Copies.
Driving License copy.

Does motor insurance cover off-road driving?

Off-road driving is typically excluded but can be included as an add-on.

How is the premium calculated?

Premiums are based on vehicle type, driver age, driving history, and coverage type.

FAQ’s

Motor Insurance