Jewelers Block Insurance

Jewelers Block Insurance provides comprehensive protection against loss or damage to valuable items such as jewelry, gold and silver ornaments, pearls, precious stones, cash, and currency notes while stored on the insured premises. Coverage includes risks such as fire, explosion, lightning, burglary, housebreaking, theft, hold-ups, robbery, riot, strike, malicious damage, and terrorism.

Our expert team at Tameen.om is always available to answer your questions and provide you with detailed information on Jewelers Block Insurance coverage. We understand the unique needs of jewelry businesses and offer specialized protection to help you manage risks effectively.

Main Coverage / Jewelers Block Insurance

The Jewelers Block Insurance Policy is an "all-risk" coverage, meaning that it covers all risks unless specifically excluded. If a risk is not listed among the exclusions, it is covered by the policy. Common risks covered under this insurance include:

Burglary

Robbery

Shoplifting

Grab and Run

Trick Loss

Substitution

Accidental Damage

Fire, and other
common risks.

This policy ensures that your jewelry stock is protected at your premises but can also be extended to cover stock almost anywhere it goes, including:

Jobbers and Outworkers

Memo of Consignment to Other Jewelers

Bank or Safety Deposit Boxes

Commission Sales Representatives

Travel by Principals or Employees

Shipments

Trade Shows and Exhibitions

Personal Residences

While Being Worn

Important Exclusions

The key exclusions from Jewelers Block Insurance are as follows:

Employee Dishonesty

Damage to Goods Being Worked Upon

Mysterious Loss or Unexplained Loss

Loss of items stolen from a safe using a key or duplicate key, unless the theft was a result of violence or threat.

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